HOME FINANCING MADE SIMPLE

A Better Way to Finance Your Home.

Whether you’re buying your first home, moving into your next, or exploring refinancing options, find mortgage solutions designed around your goals.

HOME PURCHASE LOANS

REFINANCE SOLUTIONS

FLEXIBLE MORTGAGE OPTIONS

PERSONALIZED LOAN GUIDANCE

FEATURED LOAN PROGRAMS

A Look at Some of

Our Home Loan Options.

Explore home loan programs designed to support your homeownership goals, whether you’re purchasing, refinancing, or planning your next move.

MORTGAGE SOLUTIONS

Find the Financing That

Fits Your Future.

Explore home loan programs designed to support your homeownership goals, whether you’re purchasing, refinancing, or planning your next move.

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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No Income / No Employment DSCR Investor Loans

Buy Investment Property with Non-traditional Income.
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12/24 Month Bank Statement

Serving OUR Community’s Self-Employed Borrowers with Smarter Loan Options.
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No Income / No Employment Loan Primary Residence Loan

Empowering OUR Community with Flexible, Asset-Based Mortgage Solutions.
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ITIN Mortgage Loan Program

Homeownership Made Possible for Non-U.S. Citizens Using an ITIN.
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P&L-Only Mortgage Loan Program

Streamlined Approval for Self-Employed Borrowers Using Just a P&L.
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1099 Mortgage Loan Program

Flexible Home Financing for 1099 Earners — Less Paperwork, More Possibility.
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NAF Cash

NAF Cash Can Turn You Into a Cash Buyer.
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One Time Close Construction

Build your dream home with an OTC Jumbo loan designed for big visions.
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Down Payment Assistance

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Medical Professionals Mortgage Program

Designed for Doctors, Dentists & Healthcare Heroes in North Carolina — and Beyond
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Why work with Greg Downs

Experience Across the Full Lending Picture.

A Wide Program Range

Conventional, government-backed, jumbo, non-QM, renovation, and construction financing reviewed in one place.

A Full Scenario Review

Your circumstances — income type, property, timeline — drive which programs are compared.

Direct Communication

One point of contact from the first question through closing, with clear explanations along the way.

Modern Application Tools

An online application and document process designed to keep the mortgage moving without unnecessary back-and-forth.

The process

A Clear Path Through

the Mortgage Process.

1

Documentation

Securely submit your essential documents to begin the process.

2

Appraisal

We verify the property’s value matches your purchase offer.

3

Initial Underwriting

Our team reviews your application and details for accuracy.

4

Conditional Approval

Your loan application is fully approved, pending just a few final details.

5

Clear To Close

All requirements are met. Your loan is fully approved.

6

Closing

Sign the final paperwork and receive your new keys!

Reputation

See What

Clients Are Saying.

Reviews are published on the platforms below. Follow a link to read them directly at the source.

G

Google Reviews

5.0 from 157 verified reviews

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Z

Zillow

4.9 from 9,414 verified reviews

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E

Experience.com

5.0 from 181 verified reviews

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YOUR NEXT MOVE STARTS HERE

Let’s find your path home.

Buying, refinancing, or exploring your options? Connect with Greg Downs at New American Funding for personal guidance and home loan options that fit your goals.