Loan Program

One Loan for a

Portfolio of Properties.

Business-purpose financing that wraps several investment properties into a single loan with a single closing.

Program Overview

A portfolio or blanket loan consolidates multiple investment properties under one financing structure, so a portfolio can be managed, refinanced, or released with one closing rather than a separate loan on every property.

It is often used by investors who have accumulated several properties and want to simplify their financing, free up capital, or position the portfolio for a future move.

Common Financing Use Cases

  • Consolidating several investment properties under one loan
  • Refinancing a portfolio to free up capital for the next acquisition
  • Simplifying the management of multiple properties with a single closing
  • Investors planning to hold a group of properties together before a partial release or sale

Key Considerations

  • The properties in the portfolio are reviewed together as well as individually
  • Release provisions — how individual properties can be released from the blanket — are part of the structure
  • Cross-collateralization means the properties secure each other, which has trade-offs to understand
  • Eligible property mix, loan-to-value, and terms are confirmed case by case

Talk through your project

Share the property, the numbers, and the plan. You’ll get a clear view
of what may be available for your scenario.


Start the application


Contact options

The process

A Clear Path for

Your Next Investment.

1

Select Your Loan Program

Choose the financing category that matches the project in front of you.
2

Share Your Project Details

Tell us about the property, the numbers, and the plan for the project.
3

Submit Your Request

Send your information through the application and receive a reference number.
4

Discuss Available Financing Options

Review what may be available for your scenario and what the next steps look like.

FAQs

Portfolio & Blanket Loans FAQ

A blanket loan is a single financing structure secured by more than one property. Instead of a separate loan on each property, the portfolio is financed together under one loan with one closing.

Most blanket loans include release provisions that allow individual properties to be released as they are sold or paid down. The release mechanics are spelled out before you commit.

There is no fixed number published here. The eligible property mix and portfolio size are reviewed together as part of the file.

It means each property in the portfolio secures the loan, so the properties are linked. That has real benefits and real trade-offs, which we walk through before you decide.