Loan Programs
NAF Cash
NAF Cash Can Turn You Into a Cash Buyer
Make Your Offer Irresistible With NAF Cash
Cash offers are a powerful tool that give homebuyers and sellers an advantage in the market.
Whether you are facing a multiple offer situation or need a quick close, cash offers provide more certainty and speed than traditionally financed offers. Sellers are also more likely to offer discounts, which can save you money.
NAF Cash eliminates the burden of selling your existing home before moving into your new one. This can reduce the stress of finding a short-term place to live on a tight timeline, paying storage fees, and showing your home while you still live there.
Benefits Include
- No Income Verification: No need to provide tax returns, pay stubs, or employment letters.
- No Employment Verification: Perfect for those without traditional employment history or with variable work situations.
- Fast and Convenient: Streamlined approval process with less paperwork and hassle.
- Flexible Qualification: Ideal for self-employed individuals, freelancers, investors, retirees, or those with unconventional income sources.
- Competitive Interest Rates: Access competitive loan rates despite non-traditional documentation.
- Available for Purchase and Refinance: Suitable for new home purchases as well as refinancing existing mortgages.
Loan Parameters:
• Credit Score: Typically requires a minimum credit score around 660
• Down Payment: 20% with 720+
• Documentation: Asset verification required to demonstrate ability to make Down Payment and Reserves Requirement
• Property Types: Single-family homes, condos
• Interest Rates: Fixed and adjustable-rate options available; rates may be slightly higher than traditional loans to compensate for risk.
Why Use NAF Cash?
Certainty
NAF Cash gives you the certainty of buying without contingencies and the security of knowing your purchase will close.
Competitive Advantage
Cash offers have a competitive advantage in all markets. Sellers are more likely to accept cash offers over traditional financing.
Less Stress
NAF Cash allows you to move into your new home before you sell your existing home. So you can move without the hassle of a tight timeline.
Convenience
Using cash typically speeds up the homebuying process, so you can close faster (which sellers love).
Cost Savings
Sellers are more likely to offer discounts to cash buyers*, so you may be able to save money using NAF Cash.
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YOUR NEXT MOVE STARTS HERE
Let’s find your path home.
Buying, refinancing, or exploring your options? Connect with Greg Downs at New American Funding for personal guidance and home loan options that fit your goals.
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New American Funding, LLC // NMLS #6606 All information is deemed reliable but not guaranteed. Neither mortgage company nor website company shall be responsible for any typographical errors, misinformation, or misprints and shall be held totally harmless. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 919-451-6089 for assistance. You should not send confidential or personally identifiable information via unencrypted email. It is not a secure way to send any information and could expose you to data hacking. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. NAF Cash, LLC (“NAF Cash”) is a real estate company that is an affiliated company of New American Funding, LLC. All products and services supplied by NAF Cash are subject to state availability and contractual terms and conditions. NAF Cash does not originate loans or issue loan commitments. NAF Cash, LLC charges a Transaction Fee of 1.50%-7.5% of the purchase price for its service (fee varies by state and program). License numbers: MI Real Estate Broker #6505431332. Terms and conditions apply, not available in all states. 41050 W 11 Mile Rd, Ste 220, Novi, MI, 48375. Phone 844-344-0531. 41050 W 11 Mile Rd, Ste 220, Novi, MI, 48375
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