Loan Program

Financing for

Your Next Fix & Flip.

Business-purpose financing for investors purchasing and renovating residential properties for resale.

Program Overview

Fix and flip financing is built around the full arc of a renovation project: acquiring the property, funding the work, and carrying it through to resale.

Because the project has a defined scope and exit, the review focuses on the property, the renovation plan, and the resale strategy rather than on long-term rental income.

Common Financing Use Cases

  • Purchasing a distressed or dated property for renovation and resale
  • Funding a defined renovation scope alongside the acquisition
  • Projects where the renovation budget and after-repair value both need to be documented
  • Investors who want the acquisition and the work carried in one financing structure

Key Considerations

  • A documented scope of work and renovation budget are central to the review
  • The after-repair value is supported by an appraisal of the completed project
  • Draw schedules and inspection steps apply as the work progresses
  • Exit strategy and projected timeline are reviewed as part of the file

Talk through your project

Share the property, the numbers, and the plan. You’ll get a clear view
of what may be available for your scenario.


Start the application


Contact options

The process

A Clear Path for

Your Next Investment.

1

Select Your Loan Program

Choose the financing category that matches the project in front of you.
2

Share Your Project Details

Tell us about the property, the numbers, and the plan for the project.
3

Submit Your Request

Send your information through the application and receive a reference number.
4

Discuss Available Financing Options

Review what may be available for your scenario and what the next steps look like.

FAQs

Fix & Flip Loans FAQ

Expect to outline the property, the scope of work, a renovation budget, and your resale timeline. Specific document requirements are confirmed once your project is reviewed.

Renovation financing is designed to cover the work alongside the acquisition. What can be included depends on the documented scope and the review.

Renovation funds are typically released in draws tied to completed work. The draw process and inspection steps are explained before you commit.

Prior project experience is discussed as part of the file. There is no blanket requirement published here — bring your project details and we will walk through it.