Our Programs

Home loan programs we offer

Straightforward home loans for every situation. Compare your financing options, or schedule a call with our team to find the perfect fit.

MORTGAGE SOLUTIONS

Find the Financing That

Fits Your Future.

Explore home loan programs designed to support your homeownership goals, whether you’re purchasing, refinancing, or planning your next move.

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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No Income / No Employment DSCR Investor Loans

Buy Investment Property with Non-traditional Income.
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12/24 Month Bank Statement

Serving OUR Community’s Self-Employed Borrowers with Smarter Loan Options.
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No Income / No Employment Loan Primary Residence Loan

Empowering OUR Community with Flexible, Asset-Based Mortgage Solutions.
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ITIN Mortgage Loan Program

Homeownership Made Possible for Non-U.S. Citizens Using an ITIN.
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P&L-Only Mortgage Loan Program

Streamlined Approval for Self-Employed Borrowers Using Just a P&L.
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1099 Mortgage Loan Program

Flexible Home Financing for 1099 Earners — Less Paperwork, More Possibility.
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NAF Cash

NAF Cash Can Turn You Into a Cash Buyer.
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One Time Close Construction

Build your dream home with an OTC Jumbo loan designed for big visions.
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Down Payment Assistance

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Medical Professionals Mortgage Program

Designed for Doctors, Dentists & Healthcare Heroes in North Carolina — and Beyond
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YOUR NEXT MOVE STARTS HERE

Let’s find your path home.

Buying, refinancing, or exploring your options? Connect with Greg Downs at New American Funding for personal guidance and home loan options that fit your goals.